Underwriting
Underwriting is the process of identifying the level of risk presented by an
applicant to determine the terms and pricing of the insurance policy. To help
business owners manage and understand their risk, insurance providers have
ways to asses the amount and type that their employee population faces.

GISI’s Global Benefits Evaluator (GBE) reviews your past plan risk, usage
and expenses to predict future healthcare costs. We then revise your current
plan design to reflect a more efficient, cost-controlled benefit plan. Further,
GISI provides you with specific plan utilization data to help you identify areas
of plan misuse, overuse and/or areas that may benefit from improved
employee education.

Because employer healthcare premiums have increased significantly in recent
years, from as low as 1%, in 1996, to 15+% in 2004, employers now spend much
more time evaluating their sponsored plans.

Get GISI, get evaluated. Get what you need.

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